What usually isn’t covered?
Exclusions, the excess you need to pay, and limits of liability can vary greatly depending on your insurer. In order to claim under a business interruption policy, the loss has to arise from damage to property (buildings, stock, and contents) which was insured and the damage to property has to be claimable under that policy. Business interruption insurance is subject to the same exclusions as those in the policy covering buildings, stock, and contents.