There are many useful and official resources to help businesses prepare for summer bushfire season and other risks.
It’s also essential to have the right insurance cover in place so that if your business does experience a natural disaster, you can get back on its feet as fast as possible.
Let’s look at some of the resources you can access to help manage your natural disaster risks and why you might need them.
Develop an emergency management plan
An emergency plan is vital to businesses looking to reduce risks. If you already have a plan, make sure to review it to make sure it’s fit for purpose with increased risk of extreme weather.
The Federal Government has guidance on how businesses can create an emergency plan. It includes emergency management templates and guidance on how to create one.
Emergency planning tools
The Australian Disaster Resilience Knowledge Hub also houses a range of tools to help businesses in each state prepare for an emergency.
It also includes tools to help you understand how effective your emergency plan is likely to be.
“An emergency plan is vital to businesses looking to reduce risks”
This interactive map allows anyone in Australia to see information on disaster-affected Local Government Areas.
Through this regularly updated map, you will find general data, hazard impacts, and the areas in which there is recovery and support available.
It also shows previous disasters, so you can see whether your area has been affected by floods or bushfires in recent years.
It’s important to follow official sources of information if you’re concerned about extreme weather or natural disasters in your area.
You can find more information on your state through the following links:
- ACT Emergency Services Agency
- NSW Rural Fire Service
- NSW State Emergency Service
- Northern Territory Police, Fire & Emergency Services
- Queensland Fire and Emergency Services
- South Australia Fire and Emergency Services
- Tasmanian Department of Police, Fire & Emergency Management
- Victoria Emergency Management
- Western Australia Department of Fire & Emergency Services
Do you have the right insurance cover?
Insurance can be complicated and with high stakes, it’s not worth guessing. That’s where an insurance broker can help.
An insurance broker works for you, not the insurer. They are qualified experts who can help you better understand your risks and the right cover to protect your specific business needs.
This tool allows you to find a Steadfast broker within your postcode. Backed by the strength and scale of Australia’s largest general insurance broker network, a Steadfast broker can help you negotiate the right insurance cover within your budget.
All information in this article is of a general nature only. This article does not take into account your specific objectives, financial situation or needs. It is also not financial advice, nor complete. Deductibles, exclusions and limits apply to insurance. Cover differs between insurers.